00539naa#a2200181#i#4500001001500000005001700015011001400032100004100046102000700087200005400094210004600148215001000194608002700204700003600231700003700267700003200304856002100336EN\\bibl\6941020240519053604.7##a2500-3372##a20230811b2023####ek#y0engy0150####ca##aRU1#aModern Trends in Russian FintecheJournal article1#aKemerovocKemerovo State Universityd2023##a7 с.##aJournal article2local#1aKorobeynikovagOl'ga Mihaylovna#1aPanovagPanova Natalya Sergeevna#1aShemetgEkaterina Sergeevna4#ajcenter.kemsu.ru